What types of cards are there in Sberbank? Types, tariffs and terms of service for debit cards. Methods for finding out the details of a Sberbank plastic card

Most of the population uses plastic cards instead of traditional wallets; there are many types of them, each of them has special characteristics and provides a variety of opportunities. Sberbank debit cards with free service allow you to store money, pay for purchases, make payments and transfers. You can get it at the Savings Bank office; just fill out an application and provide your passport. Plastic is issued to citizens who have reached the age of eighteen; some categories of cards can be obtained after reaching the age of fourteen.

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Types of plastic cards from Sberbank with minimal price services

This credit institution is one of the largest in our country, offering customers a wide selection of debit cards. Before placing an order for a card, think about the purposes for which it is needed, assess your financial situation and lifestyle. The assortment is large, but they are all made on the basis of two main payment systems: Visa and MasterCard. The Maestro type card can only be used on the territory of the Russian Federation.

Youth card

Sberbank is the only credit institution in Russia that issues debit cards from the age of fourteen. The youth card is designed for consumers in the age category from fourteen to twenty-five years. It is personalized and has a low maintenance cost; you need to pay one hundred and fifty rubles per year. When withdrawing funds through the terminal, no commission is charged. The product is an ideal option for donating scholarships and paying for purchases.

Visa Gold Card

Gold Card opens up endless possibilities for its owners. Only clients with an ideal reputation can receive it; if desired, an account can be opened in ruble or foreign currency equivalent. The plastic contains an electronic chip for contactless payment. You can withdraw money or pay by card in all countries of the world. Gold card owners have 24/7 hotline support. Reissue is free of charge. Annual maintenance is three thousand rubles.

Name card

At the Savings Bank you can get two types of plastic: registered and unnamed. The first displays information about the cardholder, the second does not contain information about the owner. The personalized card has a high level of protection and an increased limit on transactions. A non-named card is received immediately on the day of application; it takes up to two weeks to produce a personalized card.

Visa Classic

The main advantage of this type of card is the ability to use it both in our country and abroad. You can withdraw no more than one hundred and fifty thousand rubles from the card per day. The Classic visa is available in three types: individual, corporate or salary. When withdrawing money from terminals of other banks, remember that interest and commission are charged. The client has access to the Thank You bonus system from Sberbank and the opportunity to participate in promotions carried out by the payment system. For the first year of use, the service fee is seven hundred and fifty rubles, then four hundred and fifty rubles.

Main advantages of the card:

• You can transfer your salary, student benefits, or deposit personal funds;
• Currency conversion is carried out automatically, the card is accepted for payment in all countries;
• You can withdraw the required amount anywhere in the world;
• Possibility of issuing an additional debit card;
• Some clients have access to an overdraft (a line of credit that allows them to go into a negative balance).

When designing a classic Visa card, you can choose any design for the plastic, from emoticons to beautiful landscapes.

Conditionally free cards for individuals

Let's consider the entire list of available cards that can be issued and received if certain conditions established by the bank are met.

Instant card

It usually takes some time to issue a card; the waiting period depends on the type of product. Maestro is carried out in the shortest possible time, it is received on the day of application. It is not personal, and such a card can only be used on the territory of the Russian Federation. When traveling abroad, you will not be able to withdraw money from Momentum or pay with it. The Maestro card is used to pay for purchases, make payments and transfers using it. A good option for people who urgently need to open an account and receive plastic money.

Mastercard from Sberbank

For some plastic card holders there is no difference between the Visa and MasterCard payment systems. There are differences, although small. You can apply for a MasterCard card exclusively at bank offices; applications on Visy are accepted online. The main advantage of the MasterCard system is the absence of additional fees for currency conversion. Free cards from Sberbank are issued on the day of application.

Platinum Visa Card

The main advantage of plastic is the opportunity to receive large bonuses and return up to 10% of the purchase price back to your account. When paying a bill at public catering establishments, cashback will be 5%, when paying for purchases in stores, you will get 1.5% back, and when paying with a card at gas stations, you will get 10% back. For other transactions, cashback is 0.5%.

The annual service is four thousand nine hundred rubles; as part of the Sberbank Premier service package, you can issue a card for free.

Pension card MIR

Free Sberbank social card for receiving a pension. The service is free, up to 3.5% per year is charged on the card balance. There is no longer any need to carry cash with you, no need to stand in long lines to receive your monthly payment or wait for the postman to visit, fearing to be away from home again.

The pension is immediately credited to the plastic balance after the Pension Fund of the Russian Federation makes the transfer. Cards are used to pay for purchases in stores and enable automatic payments.

MasterCard Active age

The card is intended for receiving a pension and transferring personal funds. The account balance is charged 3.5% annually. The main difference from the MIR card is the ability to pay anywhere in the world. The plastic is also equipped with a contactless payment system. To receive it, just leave an application with Sberbank employees. There is no charge for Mobile Banking during the first two months of service. Validity period is five years.

Conclusion

You can receive a Sberbank card with free annual maintenance at the bank’s office or by filling out an application via the Internet on the online portal in your personal account. Before you start using the card, you must go through the activation procedure; this will happen automatically twenty-four hours after receiving the plastic. You can activate it yourself through an ATM; to do this you will need to enter a PIN code.

Having decided to become a card owner, you can get confused in the proposed “plastic” assortment. It is important to understand which options are required and which you can do without. Therefore, before applying, you need to understand what types of Sberbank cards exist, what are their differences, advantages and disadvantages.

Credit card and debit card - features and differences

When applying for a debit card, the client must understand that he will not be able to use more funds than are actually in the account.

“Debits” provide the opportunity to:

• pay for purchases in stores;
• make payments via the Internet;
• keep your own money;
• save and spend bonuses from purchases.

For credit card holders, the bank provides the opportunity to “go into the red” - use the borrowed funds limit. At the same time, the client can use the provided money for free - upon returning the amount spent non-cash during the grace period. Otherwise, there will be interest on the amount used in proportion to the term of the “loan”.

It is with these differences that the design features are associated. Any applicant can receive “plastic” without providing a limit, and to obtain a credit card, you must have individual permission from the bank (even if you meet the necessary requirements of the credit institution). More details can be found in this topic.

Types of debit cards at Sberbank

“Debits” differ from each other:

• by the time of receipt (some are issued at the time of application, others can take up to 2 weeks to produce);
• price for service (from commission-free to cards for 30,000 rubles/year);
• account currency (rubles, American dollars, euros).

For clients who need a debit card, Sberbank offers the following types:

• classic;
• gold;
• for premium clients;
• platinum;
• social;
• for young people;
• additional per child;
• virtual;
• with personal design;

Classic and premium debit cards

This type of Sberbank card has a basic set of capabilities:

• receiving an additional card in addition to the main one;
• use abroad;
• receiving privileges and participating in Sberbank’s partner promotions;
• using the card as a salary card.

The cost of use is 750 rubles per year, validity period is 36 months. Classic cards are issued by Visa or Master Card payment systems at the client's choice in any available currency.

For those who value additional opportunities, Sberbank is ready to offer one of 3 sets of services with increased privileges.

Within the listed types of plastic cards, the client can choose one of the affiliate programs:

1. Aeroflot – accumulation of bonus miles from purchases.
2. “Give Life” – part of the funds spent by the client goes to help children with serious illnesses.

Social, youth and additional children's cards

Among the bank cards offered there are both pension and youth cards.

Classification of Sberbank social cards into types:

1. Maestro is the simplest, valid for 3 years.
2. MIR – similar to Maestro, differs only in the payment system.
3. Master Card – an expanded range of services (payment on the Internet and abroad, the possibility of contactless transactions, additional cards can be issued), valid for 5 years.

Features of pension cards:

• discussed free of charge;
• accrual of up to 3.5% on the card balance;
• preferential mobile service (the first 60 days are free, then 30 rubles per month).

Sberbank has preferential conditions for young people:

• registration is available for clients under 25 years of age;
• the cost of monthly service is 12.5 rubles (written off at a time per year);
• possibility of contactless payment;
• accumulation and subsequent spending of bonuses from purchases;
• Possibility to choose card design.

The bank provides the opportunity for parents to issue a card for their child (provided they reach 7 years of age). Registration takes place through an additional card - the child’s “plastic” will be linked to the parent’s account.

Some features of these additional cards:

The parent account owner sets the spending limit;
all notifications about transactions are sent to the main card holder;
the cost of additional “plastic” depends on the tariffs of the main one.

Virtual, instant and personalized cards

If only the ability to pay online is important, there are virtual cards. They have no physical analogue, the cost is minimal - 60 rubles per year.

Momentum cards (Visa or Master Card) are issued if you need to receive the service immediately upon application. “Plastic” is serviced free of charge, valid for 36 months. However, there are restrictions on use:

• additional cards cannot be issued;
• there is no way to make “plastic” a salary;
• Withdrawals from third-party ATMs are not permitted.

For connoisseurs of a special approach, Sberbank offers “plastic” with a personal design, produced on the basis of the classic one. The service costs 500 rubles (in addition to the price).

Sberbank credit cards

To obtain a credit card with a limit, you must meet the requirements of Sberbank:

• age from 21 to 65 years;
• Russian citizenship;
• permanent registration on the territory of the Russian Federation.

Depending on the type of Sberbank of Russia credit card, you will need to provide certain documents:

• passport;
• certificate of income structure (according to bank form or 2-NDFL);
• an employment contract (book) or other confirmation of the type of employment;
• certificate of pension amount;
• certificate of registration of individual entrepreneurs.

If the bank itself offers the client to issue “plastic”, then the terms of provision will be considered individually.

Types of Sberbank credit cards:

• premium;
• standard;
• instant.

Standard and premium credit cards

Terms of service for classic credit cards:

• service price – from free to cards for 900 rubles per year;
• permissible limit - up to 600 thousand rubles;
• usage rate – from 25.9% to 33.9%;

Gold categories are available for premium clients, as well as Visa Signature and MasterCard Black Edition. They are issued under the following conditions:

• service price – from free to cards for 12,000 rubles per year;
• possible limit – from 600 thousand to 3 million rubles;
• usage rate – from 21.9% to 33.9%;
• It is possible not to pay interest for up to 50 days.

And Gold can be issued under the “Gift of Life” program; registration together with Aeroflot is available for Visa Classic, Gold and Signature.

Youth and instant credit cards

Card credit programs for youth are issued under the following conditions:

• age category – from 21 to 30 years;
• service price – 750 rubles per year;
• rate for using the limit – 33.9%;
• it is possible not to pay interest for up to 50 days;
• the provided limit is up to 200 thousand rubles;
• You must document your income.

Available for receipt upon initiative from the bank

Plastic cards have replaced, or to be more precise, in addition to, savings books known since Soviet times. And several types of them have taken up residence in the wallets of many Russians. Most often, we only know about the “credit” and “salary” options of these plastic assistants, but in fact there are more than 20 types of Sberbank of Russia bank cards for individuals and the cost of their annual service varies - some are free, while for others you will have to pay up to 3000 rub.

Today we will deal with each of them. The first and, perhaps, the most popular category is “credit cards”.

What types of credit cards are there?

These are, of course, convenient and therefore popular cards. Most often, the bank simply calls you and makes you an individual loan offer that is difficult to refuse. As a result you you receive a card with an impressive amount in your hands and the possibility of wholes. If you have time to return the used funds before the end of the period, you will not pay any interest.

Sberbank credit cards are divided into several types:

• Youth VISA and MASTER CARD;
• Credit cards for instant issue VISA and MASTER CARD;
• Standard;
• Gold.

Support for youth

A youth card can only be obtained if if you are under 30 years old but already 21 years old. You will also need to provide a certificate of income to receive a loan. And if you are still studying and receive a scholarship, a certificate confirming the amount of the scholarship is also suitable for applying for such a loan.

How much does the annual maintenance of such a Sberbank credit card cost? For ownership you will have to pay 750 rubles per year and 33.9% of the amount you spend.

Quick options

VISA and MASTERCARD instant issue so named precisely because they can be obtained on the day you think about a loan. This is a basic loan option, which is often offered to holders of “salary” cards and other trustworthy citizens.

At “instant delivery” you can expect up to 120,000 at 25.9% per annum. But the total limit of funds available to you depends on the bank’s offer. This means that each person will have a different amount available on such a card.

But you can use the card itself for free(of course, only if you do not want to connect additional options and services).

Lending Standards

Standard credit cards are issued, as a rule, to those who are already clients of Sberbank. On this piece of plastic you can already find up to 600,000 at the same 25.9% per annum. The final amount of the limit will depend on yours. But, even if you were initially approved for a small amount, you can apply for an increase in the limit. To do this, you just need to make payments on time and actively use the bank’s offers.

For privileged clients, the service will be free; for those who do not fall into this category, the tariffs for such Sberbank cards will be 750 rubles per year. You can only get into the privileged category if you receive a salary from the bank or are its regular customer.

Gold client

The bank offers “gold” cards for its most valuable clients. At first glance, such cards are no different from standard ones, except for their special design in gold tones. They also store money limit up to 600 thousand at 25.9% per annum. But servicing such a Sberbank credit card can be either free or with a rather expensive annual fee - up to 3,000 per year. This again depends on the status of the client. If the bank itself offers you a gold card, you will use it for free.

What is “gold” for? VISA GOLD or MASTER CARD GOLD holders can count on all kinds of discounts and special privileges. And the feeling of owning an exclusive “product” already lifts your spirits and instills some confidence in your financial capabilities.

Partnership programs

The next type of product from Sberbank is affiliate cards. Their essence can be read in the name itself. Such products were created in partnership between the bank and other organizations. Today you can get a VISA from the Gift of Life charity foundation or from Aeroflot.

If you are a supporter of charity, feel free to sign up for “Gift of Life”. This is a loan product with a limit of 600 thousand for 25.9%. The fee for annual servicing of a Sberbank card will be from 0 to 900 rubles. In this case, part of your contributions (half of the annual service and a small percentage of purchases) will be directed to the treatment of children. By the way, in gratitude for the donations, the children cured with the support of this program made cute drawings. It is these pictures that decorate the cards of the “Give Life” series.

And for travel lovers, the bank offers an Aeroflot affiliate program. This product allows you to earn miles on all your purchases and turn them into real plane tickets. The more you buy, the more miles you accumulate in your account.. The loan program from Aeroflot is the same limit of 600 thousand at 25.9% per annum, plus 900 rubles for servicing.

Both the product from the airline and the charity card can be made not only a credit card, but also a “salary card”, so if your organization cooperates with Sberbank, you can receive a salary and at the same time save for a ticket or help children.

Options for receiving salary

Many Russian organizations enter into a salary agreement with Sberbank. If there is such an agreement company employees receive their salaries on the card of this bank. Most often, Classic, Electronic or Gold VISA, as well as MASTER CARD are used for this.

The electronic version will cost only 300 rubles per year, the classic one will cost you from 750 per year, and for the “gold” you will have to pay 3000 . Naturally, the more expensive it is to service a Sberbank card per year, the more opportunities this banking product provides.

Personal finance

For business owners and citizens who work for themselves, study, or simply receive salaries from other banks, Sberbank offers special products for storing funds and paying for various services and goods. And among these products you can also choose the simplest and most inexpensive, as well as the premium ones.

Sberbank Premier package made for serious and respectable bank clients. Together with such a card you receive special treatment and service. These are a dedicated telephone support line, a personal manager, financial insurance, privileged products and services (for example, the ability to wait for your flight in a special lounge and enjoy free drinks, newspapers and the Internet).

You have to pay for this pleasure about 2500 rubles per month. But if you maintain your card balance at a decent level, you can use all these services for free.

Special age

Sberbank also has proposals for receiving and accumulating pensions - social card. It is serviced free of charge and even allows you to earn a little money. If you keep your savings on it, the bank charges up to 3.5% per annum on the balance.

Young people can apply Youth card “14+” or “18+”. With such packages you can conveniently pay for a variety of services or purchases, transfer funds and even earn money (1.5% per year on the balance of funds). The annual service fee for such a Sberbank card will be only 150 rubles.

And even for your child Sberbank has its own offer - children's card "7+". It is issued in the child’s name and allows him to pay for purchases independently. At the same time, you have complete control over his expenses and are not afraid that the baby will lose cash.

Today we have described only part of the banking products. A you can always choose the most attractive offer for yourself that will solve your individual problems.

In contact with

Every year, thanks to the obvious advantages and convenience,plastic cards of Sberbank of Russiaare gaining popularity. Currently, several million special-purpose credit and debit cards are in use by clients of various social groups. These products are universal and allow owners to effectively use the bank’s services, as well as accumulate funds while making a profit. The article discusses the types and capabilities of plastic cards, design methods and distinctive properties.

What types of plastic cards exist at Sberbank?

Plastic financial products are divided into debit and credit. At the same time, credit cards are presented as universal and partner ones.

The following cards are universal:

• Classic, with low maintenance costs and a standard service package. These include Visa Classic and MasterCard Standard.
• Gold premiums, which contain many additional services, special offers and provide favorable conditions for servicing. These are Visa and MasterCard Gold.
• Instant issuance of universal action, for which Sberbank clients are not charged a fee for servicing. They are represented by Visa and MasterCard Momentum.

Partner credit cards include Visa Gold and Classic credit cards that support the following programs:

• “Give Life” - for using banking products and providing financial assistance to sick children.
• Aeroflot – for customers who often use Aeroflot services. Thanks to it, you can accumulate bonuses and spend them on air tickets.

For those wishing to issue a plastic debit card, the bank has also developed universal and partner programs. Universal products sold using Visa and MasterCard cards are divided into the following:

• Classic – with a range of international services and relatively low service fees.
• Platinum - have enhanced service, many privileges and offers valid in Russia and abroad.
• Gold privileged – are serviced at a high level, contain a wide range of services, discounts and offers.
• Electronic – have an optimal package of services and the lowest service fee.
• Virtual – designed for online payments on the Internet for various services and goods, supporting electronic wallets. The service fee is 60 rubles.

In addition to those listed, universal ones include:

• International Maestro and Visa Electron cards are instant issue with free service. They are optimal when paying for goods on Russian territory and withdrawing money from ATMs in cash.
• Five free premium World MasterCard and Black Edition Premier cards, included in the package of Sberbank Premier services.

When receiving a Sberbank plastic card (debit, partner), the following assortment is offered:

• Visa Gold and Classic products, which support the same “Gift of Life” and “Aeroflot” programs as credit cards;
• MasterCard Gold and Standard cards issued under the MTS program. They provide profitable communication via cellular communications, accumulation of bonuses and discounts when paying.

What are the capabilities of Sberbank plastic cards?

Debit “plastic” is similar to a passbook or wallet, but is more convenient and reliable. Funds are accrued to it, as well as wages, which are stored and, if necessary, withdrawn by the owner.

A credit card has other functions. With its help, Sberbank issues loans to clients at interest. Cards have a credit limit within which withdrawals are allowed. There is also a grace period during which no interest is charged on the funds issued.

If you decide to order a plastic card from Sberbank, first familiarize yourself with its functional potential. You can perform the following operations using a bank card:

How to apply for a Sberbank plastic card

The bank has certain requirements for clients wishing to receive a debit product:

• presence of Russian citizenship;
• age limit 21 years - 65 years;
• registration in the region where the bank providing the card is located.

When applying for a credit card, in addition you will need:

• having at least one year of work experience over the past five years;
• The duration of employment in this place is at least six months.

If you need a credit card, contact Sberbank, plastic cards department and provide:

1. Passport.
2. Completed application form.
3. Documentary proof of income.
4. Certificate from your place of work.

The bank will consider the application within 2 days.

For debit cards, it is enough to present your passport and sign the required documents.

It is possible to apply for plastic cards in Sberbank Online. To do this, on the official website page, select the type of product and fill out the form provided. After receiving a positive answer, go to the bank branch with the necessary documents.

Methods for finding out the details of a Sberbank plastic card

When making a financial transfer to a bank card, you will need to provide the following information:

You can find out the listed details in one of the following ways:

• by calling customer service;
• by contacting a bank branch;
• using Internet banking;
• by sending a request to the bank via email;

To receive information please contact:

1. Year and date of birth.
2. The code word you specified during the card registration process.

The Sberbank plastic card number is located on its front side and contains 16 digits. But sometimes only the last 4 digits are shown on the card. In this case, look for the full number in the envelope containing the PIN code. If it is lost, take your passport to the office that issued the card.

Since such information is secret, it is better not to ask for it over the phone. If you know the numbers of Sberbank plastic cards, then it is not necessary to fill out a transfer form indicating all the details. To carry out the operation, it is enough to provide this number and the initials of the owner.

Any plastic card needs to be reissued after its expiration date. To replace, go to the bank office with your expired plastic card and passport. Most likely, the card will already be waiting for you. Her number and current account remain the same, and the PIN code is contained in the envelope. All money from the old card is transferred to the new one.

If you want to change the validity period of the card, write an application to the Sberbank branch, indicating the new period. At the same time, you can change your PIN code.

The procedure for replacing an international card takes up to 3 weeks.

In the event that a card is replaced early due to a change of surname, the account number remains the same.

What is the difference between the Sberbank Visa, MasterCard and Maestro plastic cards

Visa cards are supported by the American cashless payment system, operating in 200 countries.

MasterCard products are provided by an international non-cash payment system distributed in 210 countries.

The service that sells MasterCard debit cards is the Sberbank Maestro plastic card. It is designed primarily for in-store payments and has a limited number of features. This type of card differs from MasterCard visually. Payments using Maestro are made through online authorization (instant, via the Internet), and MasterCard - through offline authorization (delayed, via telephone).

Visa and MasterCard systems are global. They allow banks to carry out standard transactions linked to different currencies. The differences between them are as follows:

Volume of the covered market. Visa includes 28% of the world's payment cards, and MasterCard - only 20%.

1. Impact on the market. Visa is the first payment system to develop prepayment cards, ATM systems and other products. MasterCard's development followed its successful competitor.
2. Different codes when executing transactions electronically.
3. The ability to make payments from one person’s card to another’s card is provided only by a Visa.
4. In Russia, these systems support different currencies. Accounts in dollars and rubles are opened with a Visa card, and in euros and rubles with a MasterCard.
5. Various currency conversion rates.

1. For those wishing to have an original Visa or MasterCard debit card, Sberbank offers to choose an individual design. The application is completed remotely on the Sberbank website. An image can be selected from the list provided or your own can be uploaded.

2. Sberbank has developed an international class Visa gift card on the following conditions:

• denominations up to 15 thousand rubles are provided;
• service is free;
• No documents are required for registration.

3. Sberbank has developed a Maestro “Social” card for pension recipients. It provides for the transfer of a pension and its storage at an annual rate of 3.5%.

4. Universal electronic plastic PRO100 provides access to national electronic, commercial and municipal services. It allows you to receive services of both state and municipal type, and make tax and duty payments.

Sberbank debit cards. Types, cost of service, limits and features of debit cards in Sberbank payment systems Mastercard, Visa and Mir in 2019.

In 2019, Sberbank of Russia offers debit cards of Visa, MasterCard and MIR payment systems. Depending on their needs, clients can choose Sberbank debit cards classic, gold or platinum. The line includes mile cards for travelers, charity cards, and free debit cards for pensioners.

Sberbank debit cards: limits on cash withdrawals

A debit card limit is a restriction on cash withdrawals from Sberbank at an ATM or through a cash register. Sberbank has set different limits on cash withdrawals for different types of debit cards. There are limits on cash withdrawals per day and per month.

Limit for cash withdrawals from Sberbank debit cards per day

Limits for cash withdrawal from Sberbank debit cards per month

The commission for cash withdrawals in excess of the daily limit through Sberbank cash desks is 0.5% of the amount exceeding the limit.

Unauthorized overdraft fee: 40% per annum

Sberbank cards: cost of service 2019

The cost of servicing Sberbank debit cards differs for different products. The highest annual service fee is for platinum cards, the lowest for classic cards.

Sberbank debit cards: types and features

Types, limits, cost of servicing and features of debit cards in Sberbank payment systems MasterCard, Visa and MIR for 2019.

Free Sberbank debit cards

Sberbank debit cards are also issued without annual maintenance, for example, special for pensioners or for clients of the Sberbank Premier package.

“Momentum” instant issuance cards

Sberbank cards without annual maintenance

Free instant Sberbank cards, which can be obtained at any bank branch in 10 minutes. You can pay not only in stores, but also online and abroad. To obtain it, you only need to be over 14 years old and have permanent or temporary registration in Russia.

Terms of use

Payment system: Visa, MasterCard;

Card validity: 3 years;

Registration of additional cards: no;

Contactless payment: no;

Cash withdrawal limit:

— per month: 100,000 rub. / USD 3,000 / EUR 2,500;

— per day: 50,000 rub. / USD 1,600 / EUR 1,200;

Sberbank MasterCard pension card / MIR

Free Sberbank cards for pensioners

These Sberbank debit cards are intended for receiving pensions and new opportunities for the active life of older people. The owner of this card gets access to many discounts and bonuses THANK YOU. Moreover, this Sberbank card with interest accrual on the balance.

Terms of use

Payment system: MasterCard, MIR;

Card account currency: rubles;

Card validity: 3 years

Contactless payment: no;

Cost of service: free;

Preferential mobile banking: the first 2 calendar months are free, then 30 rubles per month;

Interest on account balance: 3.5% per annum on card balance;

Cash withdrawal limit:

— per month: 500,000 rub.

— per day: 50,000 rub.

Amount of bonuses: 0.5% bonuses from each purchase.

Classic cards Visa Classic / MasterCard Standard / MIR

Sberbank debit cards with cashback

Classic Sberbank cards offer a whole range of services and a low annual maintenance cost. They can be obtained by citizens over the age of 14 for the main card and over 7 years for additional cards (for MIR cards, age over 14) who are registered in Russia.

Terms of use

Payment system: Visa, MasterCard, MIR;

(for MIR cards only rubles);

Card validity: 3 years;

Service cost: 750 rubles per year (for MIR cards in the first year 750 rubles, in subsequent years 450 rubles);

Cash withdrawal limit:

— per month: 1,500,000 rub. / 50,000 US dollars / 37,500 euros (for MIR cards 1,500,000 rubles);

— per day: 150,000 rub. / 6,000 US dollars / 4,500 euros (for MIR cards 150,000 rubles);

Registration of additional cards: yes (for MIR cards - no);

Contactless payment: yes;

Bonus program “Thank you from Sberbank”: yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Cost of individual design: 500 rubles

Gold cards Visa Gold / MasterCard Gold / MIR

Privileged debit cards of Sberbank

Sberbank's privileged debit cards offer a high level of service, an expanded range of services provided, as well as attractive offers and discounts. They can be obtained by citizens over the age of 18 for the main card and over 7 years for additional cards who are registered in Russia.

Terms of use

Payment system: Visa, MasterCard, MIR

Card account currency: rubles, US dollars, euros (MIR - rubles)

Card validity: 3 years (MIR – 5 years)

Service cost: RUB 3,000/USD 100/EUR 100

Cash withdrawal limit:

Contactless payment: yes

Bonus program “Thank you from Sberbank”: yes

Amount of bonuses: 0.5% bonuses from each purchase, up to 20% from program partners..

Visa Platinum Debit Card: Card with Big Bonuses

Sberbank card with cashback up to 10%

It’s not for nothing that the Visa Platinum debit card is called the “Card with Big Bonuses.”

Using it allows you to return up to 10% of the cost of purchases with “THANKS from Sberbank” bonuses, which, in essence, is cashback.

Terms of use

Payment system: Visa;

Card account currency: rubles, US dollars, euros;

Card validity: 3 years;

Cost of service: RUB 4,900/USD 100/EUR 100;

Cash withdrawal limit:

Contactless payment: yes;

Bonus program “Thank you from Sberbank”: yes;

Bonus amount:

— 10% THANK YOU bonuses when paying at gas stations, Gett and Yandex.Taxi;

— 5% when paying in cafes and restaurants;

— 1.5% when paying in supermarkets;

— 0.5% for all other purchases.

Youth cards Visa and MasterCard

Especially for young clients under 25 years of age, Sberbank offers a debit card with which you can buy more: up to 10% of the purchase amount is “returned” to your account in the form of THANK YOU bonuses.

They can be spent on new purchases.

Terms of use

Payment system: Visa and MasterCard

Card account currency: rubles

Card validity: 3 years

Service cost: 150 rubles

Cash withdrawal limit:

— per month: RUB 1,500,000

— per day: 150,000 rub.

Bonus program “Thank you from Sberbank”: yes

Amount of bonuses: 0.5% bonuses from each purchase.

Contactless payment: no.

Individual design: 500 rubles upon registration.

Sberbank mile cards for travelers

Sberbank mile cards can be convenient for those who fly on airplanes. You pay by card and receive miles to your account in the Aeroflot Bonus program for every 60 rubles spent on the card. / 1$ / 1€.

Exchange miles for flights with Aeroflot and SkyTeam alliance flights, upgrade your service class and buy goods and services from program partners.

Aeroflot Visa Classic cards

Sberbank debit card for travelers

A classic bank card that allows you to accumulate and exchange accumulated Aeroflot Bonus miles for an award ticket for Aeroflot or SkyTeam alliance airlines. Can be issued in US dollars and Euros.

Terms of use

Bonuses: 1 mile for every 60 rubles spent on the card. / 1 dollar / 1 euro.

Payment system: Visa

Card account currency: rubles / US dollars / euros

Issuance of additional cards: yes

Contactless payment: no

Card validity period: 3 years

Maintenance cost: 900 rubles / 35 dollars / 35 euros per year

Cash withdrawal limit:

— per month: 1,500,000 rub. / USD 50,000 / EUR 37,500

— per day: 150,000 rub. / USD 6,000 / EUR 4,500

Bonus program “Thank you from Sberbank: no

Aeroflot Visa Gold cards

Sberbank gold debit card for travelers

A gold bank card that gives you the opportunity to accumulate and exchange accumulated Aeroflot Bonus miles for an award ticket from Aeroflot or SkyTeam alliance airlines. Discounts and privileges from the Visa payment system.

Terms of use

Bonuses: 1.5 miles for every 60 rubles spent on the card. / 1 dollar / 1 euro.

Payment system: Visa

Card account currency: rubles, US dollars, euros

Card validity: 3 years

Contactless payment: yes

Maintenance cost: 3500 rubles / 120 dollars / 120 euros per year

Cash withdrawal limit:

— per month: 3 million rubles. / USD 100,000 / EUR 75,000

— per day: 300,000 rub. / USD 12,000 / EUR 9,000

Commission for cash withdrawal in excess of the daily limit through the Bank's cash desks: 0.5% of the amount exceeding the limit

Bonus program “Thank you from Sberbank”: no

Aeroflot Visa Signature cards

Sberbank premium debit card for travelers

A premium bank card that gives you the opportunity to accumulate and exchange accumulated Aeroflot Bonus miles for an award ticket for Aeroflot or SkyTeam alliance airlines.

Terms of use

Bonuses: 2 miles for every 60 rubles spent on the card. / 1 dollar / 1 euro.

Payment system: Visa;

Card account currency: rubles, US dollars, euros;

Card validity: 3 years;

Contactless payment: yes;

Cost of service: 12,000 rubles / 250 US dollars / 250 euros;

Cash withdrawal limit:

— per month: 5 million rubles. / USD 170,000 / EUR 125,000;

— per day: 500,000 rub. / USD 12,500 / EUR 10,000;

Bonus program “Thank you from Sberbank”: no.

Sberbank charity cards

From each “Gift of Life” card, Sberbank of Russia transfers a donation to the “Gift of Life” fund:

— at the expense of your income in the amount of 50% of the fee for the first year of card servicing and 0.3% of the amount of your purchases

- from the available funds on your card account in the amount of 0.3% of the amount of your purchases

Cards "Give Life" Visa Classic

Sberbank charity debit card

By paying with the Gift of Life card, you help children fight severe cancer. To obtain it, you only need to be over 14 years old and have permanent or temporary registration in Russia.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Registration of additional cards: yes;

Card validity period: 3 years;

Contactless payment: no;

Maintenance cost: 1000 rubles for 1 year / 450 rubles for each subsequent year;

Cash withdrawal limit:

— per month: 1,500,000 rub.

— per day: 150,000 rub.

Bonus program “Thank you from Sberbank: yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Gift of Life cards Visa Gold

Sberbank Gold Charity Debit Card

By paying with the Gift of Life card, you help children fight severe cancer. To receive it, you only need to be over 18 years old and have permanent or temporary registration in Russia.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Card validity: 3 years;

Contactless payment: no;

Maintenance cost: 4,000 rubles in 1 year / for each subsequent year 3,000 rubles;

Cash withdrawal limit:

— per month: 3 million rubles.

— per day: 300,000 rub.

Bonus program “Thank you from Sberbank”: yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Visa Platinum debit cards “Give Life” PayWave

Sberbank Platinum Charity Debit Card

By paying with the Gift of Life card, you help children fight serious illnesses.

You get all the benefits of Sberbank platinum cards, and also spend money on charity.

Terms of use

Payment system: Visa;

Card account currency: rubles;

Card validity: 3 years;

Contactless payment: yes;

Cost of service: For the first year of service: 15,000 rubles / for each subsequent year 10,000 rubles;

Issue of additional cards: yes;

Setting an overdraft limit: no;

Cash withdrawal limit:

— per month: 5 million rubles.

— per day: 500,000 rub.

Commission for cash withdrawal in excess of the daily limit through the Bank's cash desks: 0.5% of the amount exceeding the limit;

Bonus program “Thank you from Sberbank”: yes;

Amount of bonuses: 0.5% bonuses from each purchase.

Transport Card

Map with the Troika transport application

This Sberbank debit card is convenient for paying for travel on city public transport using contactless technology. Pay with Apple Pay and Samsung Pay. Receive bonuses for paying by card and exchange them for discounts.

Terms of use

Payment system: Visa;

Card account currency: rubles, US dollars, euros

Card validity: 5 years

Maintenance cost: in the first year - 900 rubles, in the second and subsequent years - 600 rubles.

Issue of additional cards: yes

Release within the framework of a salary contract: yes

Availability of contactless technology on the card: yes

Cash withdrawal limit:

— per month: 1,500,000 rub.

— per day: 150,000 rub.

Bonus program “Thank you from Sberbank: yes.

How to apply for a Sberbank debit card

• — Contact any Sberbank office.
• — Show your identification document.
• — Sign the necessary documents.

You can apply online for a card via the Internet. The application will be reviewed within two business days, after which you will be notified of the bank's decision.

The information is not a public offer. Find out more about the types, terms of use, limits and features of Sberbank debit cards on the official website www.sberbank.ru or at bank branches.